Billing and Payments

Northwest allows students to charge various items throughout campus to their University account. All miscellaneous charges are due by the 15th of the following month. Listed below are some of the items we allow to be charged to accounts.

• Bearcat Shop charges
• Parking fines
• Wellness Services charges
• Laser printing
• Art store charges
• Yearbook

学生将在7月中旬收到秋季账单，在12月中旬收到春季账单. Full payment must be made on or before the due date to avoid finance charges.

Northwest uses a balance forward system. Any unpaid charges will appear on subsequent bills as a previous balance. Just like your MasterCard or VISA statement, charges will not be itemized a second time. Only new charges will be itemized.

未能支付最低到期金额或与学生账户服务办公室做出可接受的付款安排可能导致学生无法使用他们的膳食计划，并可能被行政撤回. A series of email notifications are sent prior to any of these measures. 学生费用和杂费按月结算，并合并在结算单上. 这允许大学每月向学生发送一份账单，其中包括学费在内的所有费用, technology fees, textbook rental fees as well as housing and food. The student ID card, Bearcat Card, also serves as a campus charge card. 这些费用是通过一个合并账户来结算的，比如在Bearcat Shop购物, copy charges, dining dollars, parking permits and Wellness Services charges.

All bills will be emailed to the student's Northwest email account.

学生可以添加额外的授权用户，以接收新账单的电子邮件通知，他们可以在线查看.

Dual Credit Students: In addition to the above, 双学分学生每个月将收到一份纸质账单，寄到档案中列出的永久地址.

学生应于到期日或之前缴交全部结余款项，以免产生财务费用. 学生在收到账单时将自动加入分期付款计划. Students can view their installment amounts in the payment center.

Things to know

• A 1% finance charge will apply to any unpaid, billed balance on the 16^th of each month.
• 经济援助和奖学金将减少你账户上的总余额，不能用于分期付款.
• If financial aid and/or scholarships are not authorized to your account by the due date, you will be subject to a finance charge. If a scholarship check is made payable to the student and Northwest, student endorsement will be required before it can post to the student’s account.
• Monthly automatic withdrawal available.

View Your Installment Amount

1. Log into the Payment Center
2. Payment Plans tab

Students anticipating a refund can sign up for direct deposit. 

• Enter the Payment Center by logging into CatPAWS
• Select the Account tab
• Select Payment Center
• In the Payment Center, select Refunds at the top of the page
• Select Set up account and continue through the prompts to set up your profile

财务责任声明概述了与参加和记棋牌娱乐相关的财务责任和义务的条款和条件.

View the Statement of Financial Responsibility

What are federal Title IV funds?

第四章基金是由美国教育部管理的联邦学生援助基金.  教育部的规定只允许学校使用这些资金来支付本学年的机构费用.

Title IV Funds

• Direct Subsidized/Unsubsidized Loans
• Direct Graduate PLUS Loans
• Direct PLUS Loans
• Federal Pell Grants
• Federal Supplemental Educational Opportunity Grants (SEOGs)
• Federal Perkins Loans

Federal Title IV funds do not include scholarships from the University, Northwest Foundation or other private organizations.

Allowable Charges

• Tuition
• Mandatory fees
• Housing and food, if contracted with the University

Non-Allowable Charges

• Parking fines/permits
• Health services/lab fees
• Fines - Library, textbook, laptop, housing, discipline
• Late fees, finance charges
• Health insurance
• Inclining dining

How are Title IV funds applied to my University account?

The U.S. Department of Education requires Title IV funds be applied to specific allowable charges.  If your total of Title IV funds exceeds the allowable charges, the University will refund the excess to you.

In person

• Check, cash*, debit card, credit card or money order
• *Northwest will accept $500 per day and no more than $1,500 per semester, in cash payments, for each account holder.

Online

• Electronic check
• Online debit
• Credit card

Pay Now

Mail

• Cashiering Office
  Northwest Missouri State University
  800 University Drive
  Maryville, MO 64468-6001
• Be sure to include your 919#

Flywire

和记棋牌娱乐与Flywire合作，简化国际支付的学费支付流程. Flywire允许您从任何国家和任何银行安全地支付，通常使用您的本国货币.

By making your payment with Flywire you can:

• Track your payments from start to finish
• Save on bank fees and exchange rates
• Contact their multilingual customer support team with any questions, day, or night

To make the payment:

• Visit nwmissouri.flywire.com to begin the payment process.

If you have questions about making an international payment visit help.flywire.com

Northwest and Flywire Partnership Letter 

Students from India can apply for a pre-loaded EbixCash card to be loaded before departure. Travel safely without carrying cash and worrying about transferring funds.

Convera

Northwest Missouri State University has chosen Convera to give you a simple, reliable way to pay. This allows you to pay in your home currency, either online or by bank transfer, 有竞争力的汇率，并消除支付学费的压力和不确定性. Please transfer only the amount due on your student account to avoid payment delays.

How to make a payment:

1. Login to the Payment Center
2. Select make a payment
3. Add the amount to pay, select continue
4. Under the Method, select Bank Wire and follow the prompts

如果您正在付款，并有问题或需要帮助，以外币发起的付款, please contact StudentSupport@convera.com. 请在邮件主题中注明学生全名、学号和院校名称. 此外，香港大学亦设有专门的学生查询热线，协助学生办理缴费手续: 

USA/Canada
+1 877.218.8829
+1 402.884.3041

TransferMate

Your student account is the place for paying your tuition and fees online.  和记棋牌娱乐与TransferMate合作，通过学生账户提供一种简化和安全的支付方式，还可以减少银行费用，改善您的支付体验.  有了TransferMate，学生几乎可以在任何国家用当地货币支付学费和杂费.

What are the benefits?

• Accurate currency conversions
• Competitive exchange rates
• Local currency payment methods
• Faster payment posting to your student account
• Exceptional customer service

Get started by logging into the Payment Center, through CatPAWS. Watch this video for a quick demo.

How to make a payment:

• Login to the Payment Center
• Select Make Payment
• Add the amount to pay, select Continue
• Under the Method, select TransferMate INTL and follow the prompts

With TransferMate, rates are held for 48 hours, 您可以在整个付款过程中跟踪您的交易，并可以获得24小时的客户支持. For assistance, contact edu@transfermate.com. 

I have a past due bill, what do I do?

Current students

Please refer to Payment Options. To avoid an account being sent to an outside collection agency, when no longer enrolled, students should update their address, 电话号码和电子邮件信息，以便大学可以就过期余额与您联系.

Former student, University employee or community member/business

Student Account Services is responsible for collection on past due balances of former students, University employees and community members/businesses. Internal collection efforts begin when an account is at least 30 days past due. At 60 days past due, a letter is sent with the billing statement, informing the account holder of the account balance, explaining consequences that can result from non-payment and offering an installment plan. Upon receipt of this letter, please contact 660.562.1583 to discuss payment options if unable to pay the balance in full. If you do not contact the University, 如果不能全额付款，和记棋牌娱乐将通过电话和电子邮件与账户持有人联系，安排分期付款. If regular installments are received, 该帐户将保留在大学催收，不会放置在外部催收机构. Registration privileges will be restricted, and transcripts will not be released on past due accounts.

What happens if my account is placed with an outside collection agency?

大学将尽一切努力与帐户持有人取得联系，以确保全额付款或安排分期付款计划. If the account holder cannot be contacted, after 90 days, the account will be placed with an outside agency to pursue collection efforts. 根据《和记棋牌娱乐》(FCRA)的规定，托收公司的账户可以报告给信用局。. In this case, account holders will be restricted from registering for classes and requesting transcripts, until the balance is paid in full. 这也会对申请贷款、租房等能力产生不利影响. 重要的是，帐户持有人联系学生帐户服务作出付款安排，以避免这种情况.

My account has been referred to a collection agency, what should I do?

When an account is referred to an outside collection agency, billing statements will no longer be issued by the University.

• 希望付款或安排分期付款的帐户持有人将需要联系其帐户所在的收款机构.
• 注册将被搁置，成绩单将不会被释放，直到余额解决.
• The University receives payments once a month from the outside collection agency. Once full payment is received on the account, holds will be removed allowing registration and/or transcript requests. Because payments are received once a month, accounts are not updated in real time with the University if paid in full. Account holders can contact the University directly at 660.562.1583与帐单和催收协调员交谈，以审查帐户限制，并验证是否可以在大学从外部催收机构收到资金之前取消这些限制.

Outside Collection Agency Listing

State of Missouri Debt Offset Program

和记棋牌娱乐参与了债务抵消计划，该计划拦截州所得税退税以满足未偿债务.  Debtors with a past due, prior term balance greater than $25 will be reported to the Missouri Department of Revenue.  如果欠大学的金额已经从个人的密苏里州所得税申报表中扣除并发送给大学以应用于未偿余额，税务局将通知纳税人.